Instruction
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You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | experian and XXXX is repeatally sharing and opening old case that should bee close
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have taken an auto loan, but it is being shown as other loan in my credit report. which might impact my final credit score.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Have no way to call and settle debt
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Billed for $ XXXX but upon request received verification for only {$82.00}.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit bureau refused to block fraudulent account information being reported on my credit report
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit bureau refuses to remove fraudulent information after receiving a FTC Fraud Affidavit.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The credit limit and and credit balance is being reported incorrectly from all XXXX credit bureaus for my XXXX account.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I do not want this lender to contact me anymore period.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX treated my dog, overcharged me and they were paid in full.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I claimed bankruptcy last year and bills are from the year before. They should have been discharged
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | First started receiving fake medical bills, and now threats of reporting to credit bureaus
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I made transferred money to my account and I was told that my account was closed.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | US Bank reported a credit card in my name that I do not recognize nor never applied for.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Received an unsolicited BankAmericard reward card.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit report lists my correct address and XXXX false address where I have never lived.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | inaccurate information in this account.
improper collection practices
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Debt is for {$1500.00} Now they are asking for {$1700.00} because interest?????
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The vehicle loan is being paid on time as agreed.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have XXXX of debt reporting on my credit for over 10 years ago and I had filed a complaint of identity theft years ago ....
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I receive collection calls before XXXX ( my time zone ) at least once a week from XXXX regarding a XXXX XXXX Credit Card.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Consumer Financial Protection Bureau - Case # XXXX Macy 's account ending in XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They call evey XXXX minutes between XXXX and XXXX, even after I talk to representive. They even admitted that it was robo calling.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX or experian has me listed as having stayed at XXXX XXXX in XXXX. I never lived there.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Hi my bank account was basically stolen and is being withdrawed of a lot of money
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The refuse to take any action to remove the fraudulent account.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The debt is not mine I never had a contract service with XXXX, I had a prepaid service with them that is all.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I was n't giving information to cancel or close account
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I disputed a debt with transunion because a collection agency and a creditor report the same XXXX debts. Transunion dont remove any of the entries.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | incorrect information-name address, age, race, criminal report.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I previously disputed this Bankruptcy on my account a while ago and it was removed and now I see it is on my account again.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Debt was paid in full but shows open on my credit report. I also never received a paid in full fax as I was told I would.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Intrusive billing inquiries and charges eating up credit line by hackers
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have disputed information as fraudulent and not being opened by me and they refuse to remove the information from my account.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I had a medical bill that became delinquent it was giving to I C systems
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Have applied for a Modification due to loss of earnings and have been denied.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i do'n owe any money i have excellent credit Experian keep entering out dated information on my report
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This account should not be as much as it is and I do n't recognize this amount as being true
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Transunion is reporting XXXX on my credit report enclosed this is not mine please remove it asap.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My last name is misspelled on my Trans Union credit report.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I did not authorize inquiry and I suspect attempted ID theft.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian credit bureau refuses to re-investigate items on my credit report that are inaccurate.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I want to have this issue removed from XXXX and XXXX as well
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | they contacted me at work
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | No it 's my hard inquiries
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have bank accounts and other improper usage on my credit report
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Have received collection notice but never received a bill from the supposed creditor.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This company refuses to provide verification and validation of debt. i have never had a XXXX memebership
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I settled with XXXX bank and XXXX XXXX XXXX and they are still reporting my full original balance due on credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I do not have proof this is my debt.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Trans Union failed to follow Federal Law and remove items identified and possible ID Theft from credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Repeatedly calling after being told not to on a recorded line.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Trans Union is not responding to my request to investigate, verify and remove XXXX account from my credit file.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have not stepped foot into a XXXX. I want to dispute this and take it off my credit reports.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | the Doctor bill or paid but they are sending a bad reports to XXXX credit agency
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX reported a hard inquiry to Experian Credit Bureau on XXXX/XXXX/15.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX reported a hard inquiry to Experian Credit Bureau on XXXX/XXXX/2015, without my knowledge.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My social has been used, so I would like to get it investigated.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Debt is unknown to me and cci can not provide details regarding debt orgination or dtails of the type of debt
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My report said I have a mortgage loan n a car loan out n I have neither
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX is saying no is no past due balance on my account
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I Have never been employed at XXXX XXXX.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank of America is over charging me overdraft fee on a payment which was XXXX XXXX,2015 and it was paid XXXX XXXX 2015
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I get repeated calls from Open Road Lending and I do n't have any loan accounts with this agency. Please stop the calls
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Company refuses to validate the debt
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX XXXX - Arizona Routing XXXX Acct last XXXX : XXXX Never owned personal bank account in XXXX or XXXX.
never had XXXX Account with bank
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | THIS ACCOUNT DOES NOT BELONG TO ME.
XXXX XXXX XXXX XXXX ACCOUNT # XXXX THIS ACCOUNT IS STOPPING ME FROM GETTING A JOB.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They are calling my cell phone and work number every hour to 15 minutes ...
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Ditech has failed to properly apply HAMP loan modifcation incentives.
| Company believes complaint is the result of an isolated error |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I cant access my credit report, maybe my DOB incorrect or my name was misspell, thanks.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | payment are not bein applied as should. Threaten phone calls.
| Company believes the complaint is the result of a misunderstanding |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My bankruptcy was XXXX/XXXX/09. Should n't this now be off of my credit report?
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | case # XXXX Shellpoint Mortgage sent the power of attorney from the wrong company. It should have been XXXX XXXX not XXXX
| Company believes complaint is the result of an isolated error |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My lawyer is trying to charge my credit card and the card can not be charged.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I recently this past year have been randomly getting mail from this creditor with pat off options in which I do NOT owe.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | While waiting on loss migigation nationwide advadvantage sold our home
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This is not my debt. IC SYSTEMS continues to report it to the credit bureaus.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This number keep calling me everyday telling me I owe XXXX money, but double checked with XXXX, I do n't owe them money.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have a collection showing up on my credit report that never happened
| Company believes complaint is the result of an isolated error |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I tried to obtain my annual free credit report. I was unable to do so. It looks like my credit has been stolen!
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Violation of mortgage.
Mortgage FRAUD
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | this account is pulling my credit score by being on my credit. please remove this account from my credit file.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I was only comparing rates for a mortgage. House was paid as a cash purchase. No mortage was required.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I was wrongfully charged overdraft fees
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I paid AMCA in XXXX or XXXX, it was settled at {$300.00} and it is still on my credit report.
| Company believes complaint is the result of an isolated error |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | BOA is requiring approximately 3 times the amounts due for escrow. Please provide a copy of any relevant regulation.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX unknown names appear on my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | REAL TIME RESOLUTIONS IS CONTACTING ME ABOUT AN {$84000.00} BILL FOR A PROPERTY I DO NOT OWE
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My dealer made me purchase their extended warrant and GAP insurance. I do not need or want it.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Macy 's did not inform me that my interest rate increased to 18.99 % the end of XXXX 2015.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Did not receive a notice that debt was due until after it was sent to credit bureaus.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I agreed to setup payment for my medical, but they still reported it to my credit even after the bill was paid.
| Company believes complaint is the result of an isolated error |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX refuses to allow me to dispute the information that is old and should be be removed
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Collector was informed that I can not receive phone calls at work. Continues to call my place of employment.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | TransUnion has reported misinformation concerning possibly auto loan and mortgage loan.
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The criminal history section on my report is inaccurate.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have been trying to get my free credit report from them and each time they telling me i have to pay to get the report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I informed them i will make payments on the matter but they keep calling 5 to 6 times a day
| Company has responded to the consumer and the CFPB and chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There is a negative mark against me that should have been taken off years ago!
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There is around XXXX credit cards open in my behalf that i have n't authorize. And is affecting my credit score.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My refi application process has stalled, my loan officer is not responding to emails.
| Company chooses not to provide a public response |
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