Update app.py

app.py

@@ -185,8 +185,20 @@ with tab1:
     dti = (loan_amount / total_income) if total_income > 0 else 0
     dti_percent = dti * 100
     
-    # Show important metrics
-    st.markdown(f"<p>Debt-to-Income Ratio: <strong>{dti_percent:.1f}%</strong></p>", unsafe_allow_html=True)
+    # Show important metrics with context
+    st.markdown("<p>Debt-to-Income Ratio: <strong>{:.1f}%</strong></p>".format(dti_percent), unsafe_allow_html=True)
+    
+    # Add helpful context about DTI
+    dti_status = ""
+    if dti_percent <= 36:
+        dti_status = "📗 Good (below 36%)"
+    elif dti_percent <= 43:
+        dti_status = "📙 Acceptable (36-43%)"
+    else:
+        dti_status = "📕 High (above 43%)"
+        
+    st.markdown(f"<p>DTI Status: {dti_status}</p>", unsafe_allow_html=True)
+    st.markdown("<p style='font-size:0.8rem;color:#666;'>A lower Debt-to-Income ratio improves your chances of loan approval. Most lenders prefer ratios below 43%.</p>", unsafe_allow_html=True)
     
     st.markdown('</div>', unsafe_allow_html=True)