Update app.py

app.py

@@ -342,16 +342,16 @@ with tab1:
             manual_rejection = False
             rejection_reason = ""
             
-            # Rule-based rejections that override the model
+            # Rule-based rejections that override the model (but don't show to user)
             if total_income < 1500:
                 manual_rejection = True
-                rejection_reason = "Insufficient income (below $1,500 monthly minimum)"
-            elif dti_percent > 50:  # Very high DTI is an automatic rejection
+                rejection_reason = "Insufficient income"
+            elif dti_percent > 50:
                 manual_rejection = True
-                rejection_reason = "Debt-to-income ratio too high (exceeds 50%)"
+                rejection_reason = "Payment too high relative to income"
             elif credit_history == 0 and dti_percent > 35:
                 manual_rejection = True  
-                rejection_reason = "Combination of unsettled loans and high debt-to-income ratio"
+                rejection_reason = "Credit history and payment factors"
             
             # Final decision combines model prediction and manual eligibility checks
             final_approval = (prediction[0] == 1) and not manual_rejection
@@ -369,7 +369,6 @@ with tab1:
                 <div class="result-rejected">
                     <h3 style="color: #C62828;">❌ Loan Not Approved</h3>
                     <p>Unfortunately, based on your current information, we cannot approve your loan application.</p>
-                    <p><strong>Primary reason:</strong> {rejection_reason if manual_rejection else "Multiple factors considered by our approval algorithm"}</p>
                     <p>Consider improving your credit score, reducing existing debt, or applying with a co-applicant with higher income.</p>
                 </div>
                 """, unsafe_allow_html=True)